Your home is probably the biggest purchase your family will ever make, and it involves many decisions that go beyond simply choosing one you like.. As a Prudential Rand, Hudson Valley area REALTOR®, My experience and expertise can help make your home buying a less stressful process. I will treat you as I would want to be treated! here is how I will guide you through the entire process, from viewing homes and financing, to making sure the final contract is in your best interest: 

- You will have full access to ALL homes available on the market, and my expert local knowledge of the Hudson Valley area should be invaluable to you, not just in terms of real estate, but also schools, neighborhoods, the local economy, and more. 

- I will LISTEN to you to determine your needs and wants. 

- I will COUNSEL and EDUCATE you. Will we be able to find the type of home you want in the area you want in your price range?

- EDUCATE you about the type of market we are experiencing. Are we in a SELLERS market where homes are scarce but there are many buyers? Or, are we in a BUYERS market where the buyer has many homes from which to chose?

 -Make sure you get PREAPPROVED (not prequalified) by a reputable lender. Your loan will actually be approved, subject to finding a home. This will make you a very strong buyer and it will let both you and I know what you can do financially. 

- Complete an INITIAL SEARCH of properties that meet your criteria. 

- Program you into our MLS to receive AUTOMATIC EMAIL UPDATES of homes that come on the market that meet some or all of your needs. 

- SHOW you properties. The internet is a great resource, but you really need to get out and physically see homes, neighborhoods, areas. Homebuyers are comparison shoppers! This will help you know when you find the RIGHT home! 

- Once you FIND the right home, make the offer, negotiate with the sellers agent to get you the best deal and your offer accepted. I will take whatever time is needed to make sure you know what you are signing! ADVISE you throughout this process. Keep in mind, you are the final decision-maker. I will respect the decision you make. 

- You should know absolutely everything about the property you are buying! We will view every home that you are interested in, together. And prior to closing I will make you fully aware of any and all inspections available to you.

- When we have an ACCEPTED CONTRACT, I will INFORM you of your obligations and deadlines per the contract. Certain things must happen within a certain time period and it is my responsibility to insure that those deadlines are met!  

- ASSIST you with selecting a qualified BUILDING INSPECTOR to inspect the property. COORDINATE inspections -- building, termite, environmental and ATTEND the building inspection. 

- REVIEW the building inspection with you and PREPARE the inspection notice which will inform the sellers of your concerns. Also NEGOTIATE the building inspection. 

- NSURE that other contingencies within the contract are satisfied and deadlines met -- insurability, financing, title and survey etc. 

- Provide you with information about MOVERS, if you are moving locally. My past buyers and sellers keep me informed of movers who do a good job. 

- Assist you with the TRANSFER of UTILITIES. 

- INSURE all repairs per the building inspection are completed and receipts/warranties are provided to us prior to the final walkthru. 

- INSURE that the Home Protection Plan has been ordered (if one is to be provided) and information and confirmation provided prior to closing

- Complete FINAL WALK THRU prior to closing. 

- ATTEND closing to insure that all goes smoothly!